Risk Event Classification, data integrity and quality, Tail–Adjusted Normal (TAN) distributions, μ, s, kurtosis, misclassification of loss events, VaRs, severity distribution, Splitting Losses, “operational risk loss event, “monetary impact, risk categories, Employee, Business Process, Relationships, Technology, External, Zurich IC2 Operational Risk Event Classification Scheme, Internal Fraud,  Damage to Physical Assets, External Fraud,  Business Disruption & System Failures, Employment Practices & Workplace Safety,  Execution, Delivery, & Management Process, Clients, Products, & Business Services